![]() A criminal could call that hotel, pretend to be you and try to get private information, like your credit card number. For instance, say you post a picture from a hotel you stayed at while on vacation. While social media has enhanced communication in so many ways, the downside is hackers can scan your posts looking for clues to defraud you. Try this: EVERFI Money Moves: Modern Banking and Identity Protection ®, Lesson 3: Identity Theft & Fraud Protection Securing social media accounts Legitimate businesses do not operate this way. Rule of thumb-NEVER give out private information over the phone or by text. How many phone calls have you gotten warning you that “your warranty is expiring”? What about a text saying you won the lottery and simply need to follow a link to claim your prize? It’s hard to believe people still fall for these scams, but it’s true. Try this: EVERFI Money Moves: Modern Banking and Identity Protection ®, Lesson 3: Identity Theft & Fraud Protection Handling bogus phone and texting solicitations In addition, they may be able to steal linked credit card numbers, find out your home address and other personal information, and even take over other accounts, like your cell phone. If hackers are able to get your username and password, they can use them to access all of your funds. If you click on a link that brings you to a website, always verify that it is legitimate before you take action. For instance, hackers can send an email directing you to a website that looks nearly identical to your financial institution’s website. Try this: EVERFI Money Moves: Modern Banking and Identity Protection ®, Lesson 3: Identity Theft & Fraud Protection Being lured to fraudulent websitesįraudulent websites are another clever tactic identity thieves use. Doing so could lead to malware being downloaded to your computer. Most importantly, if you receive suspicious communication over the internet, do not respond or follow any links. Watch out for email offers that seem too good to be true or overly time-sensitive offers. Don’t be baited by emails that appeal to your sympathies. Check for grammar and spelling errors and the use of text language. Be aware of messages that seem too friendly or familiar but aren’t addressed to you specifically. ![]() Luckily, there are red flags to look for that can help you spot suspicious emails. Here are a few of the lessons your students will learn with Money Moves: Modern Banking & Identity Protection ®: Falling for an email phishing scamĮmail is a popular route criminals use to bait people into sending money or revealing confidential information, such as social security numbers and account numbers. ![]() Your students will engage in interactive lessons that tackle financial topics like modern banking, identity theft and fraud protection, and peer-to-peer (P2P) transactions. To help, you can check out a free online financial education program called Money Moves: Modern Banking & Identity Protection ® from our friends at EVERFI developed in partnership with Zelle ®. Help keep your students safe by teaching them about the ever-changing dynamics of banking and personal finance. And unfortunately, identity theft, fraud, and scams can happen to anyone, regardless of age. Technology has made banking infinitely more convenient, but along with this convenience comes greater risk. The world is a different place for students these days, especially when it comes to ways we deal with money.
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